Renting a self storage unit means keeping your prized possessions safe. But, a lot of people do not know that storage facilities are generally not liable for your stuff! This is where insurance comes into play – to provide you a safety net and give financial protection.
Read more: Insurance: What Is and Isn’t Covered at Self StorageWhat’s Usually Covered:
The vast majority of self storage insurance covers fire, theft and municipal water damage (as in the case of burst pipes). Some insurance will even protect you from natural disasters! But of course, check the policy. Units have coverage limits ranging from the stated value of your stored items on file. For details on Self Storage Worcester, contact //www.stocknlock.co.uk/locations/worcester
What’s Not Covered:
Commonly, injury or damage originating from floods, earthquakes, and vermin like rodents or insects. Excluded or needing more insurance, cash, jewellery and important documents may be other items that need to end up elsewhere. Faulty practices or failing to secure your unit may invalidate a claim.
Why It Matters:
No system can be the most safe in the world, mistakes and exceptions happen. If anything does go wrong, you will minimise your losses and recover as quickly possible with insurance. Your storage experience will vary depending on whether or not you have insurance, some facilities require it and others offer plans for your convenience.
Tips:
Check with your home or renter’s insurance to find out if it covers property in storage.
Check out the things that you have stored and take pictures for easier claims.
Read your policy limits and exclusions and ensure they are spelled out in detail.
You are safe to store your goods with good coverage that allows best policies for protection during storage.
