An ordinary power of attorney, or OPA, is a legal document that allows someone to appoint another person to handle their financial affairs for a set period. It is used when the individual is still mentally capable but needs temporary support, such as during illness, travel, or while managing complex finances. Unlike a lasting power of attorney, an OPA becomes invalid if the person who made it loses mental capacity.
How an ordinary power of attorney works
An OPA gives the chosen attorney authority to act on the donor’s behalf. This can include managing bank accounts, paying bills, or handling property transactions. The scope can be broad or limited, depending on what the donor chooses.
As the document only applies while the donor has mental capacity, it is best suited to short-term or clearly defined situations when practical help is required. The Law Society has more information about power of attorney.
Many people use LPA online resources to understand the differences between ordinary and lasting powers, particularly when they want straightforward explanations of how each document works, what authority it gives an attorney, and the situations in which each option is most suitable. Others turn to LPA online for additional clarity on how an ordinary power of attorney fits within wider planning for both short-term and long-term financial management.
When to consider an ordinary power of attorney
An OPA is helpful for people who need temporary support, such as during recovery from surgery or when abroad. It also suits those who prefer someone else to manage certain financial tasks.
